Mortgage rates can change
daily based on the current financial markets; sometimes
multiple times in one day. Mortgage interest rates can also
fluctuate based on your own individual credit profile and
your unique property situation. For this reason, we never
want to mislead you by showing example rates on our website.
The best way to get an accurate mortgage rate thatís
specific to your personal situation is to request a
custom mortgage rate
quote or contact us
to receive a FREE and accurate rate quote. Itís quick and
easy, and there is never any cost or commitment to get a
rate or an estimate on your next mortgage!
It is very important that you
shop around and compare lenders. If one of our competitors
offers you a lower rate or lower rate/fee combination,
simply email us their dated loan estimate or worksheet and
we will do our best to beat or match your current offer.
Interest rate vs. APR.
The interest rate is the cost of borrowing the principal
loan amount. The APR is a broader measure of the cost
of a mortgage because it includes the interest rate plus
other costs such as broker fees, discount points and some
closing costs, expressed as a percentage. When
shopping for the best rate, always compare the APR rate and
not the base interest rate.
American Home Lending USA, LLC works
with local and
national lenders to find you the most competitive
mortgage rates available. Some lenders may try to mislead you
with a low rate, but they will then add higher fees (this
will be reflected in the APR). Always compare the
ARP rate rather than the interest rate. The APR rate
will reflect the true cost as it reflects fees. At
American Home Lending USA, LLC we pride ourselves in
providing our clients with only the most accurate
information, up front. Our clients work directly with their
loan officer from start to finish to ensure personal care
for their situation. It is our goal to make sure that each
client understands all of their available options and that
you feel comfortable throughout the whole mortgage process.
Itís all about customizing the right mortgage, specifically
here to download the CFPB Home Loan
American Home Lending USA, LLC is headquartered at 230 S Buchanan
St, Ste A Edwardsville, IL 62025. Direct VA lender. Not
an agency of the federal government. Illinois Residential Mortgage
License MB.6760542, Missouri Residential Mortgage License 16-1661-A,
Licensed by the Mississippi Department of Banking and Consumer
Finance #71983. Florida Residential Mortgage License MLD906; Alabama
Consumer Credit License #21842; Georgia Residential Mortgage License
#36496; Maryland Lender License #21919; Tennessee Residential
Mortgage Licensee #117669; Colorado Residential Mortgage License;
Arkansas Residential Mortgage License #116077; Licensed by the DBO
under the California Residential Mortgage Lending Act #4131300..
and programs subject to change
without notice. Other restrictions may apply. These
materials are not from HUD or FHA and were not approved by HUD or a
Privacy notice: Your privacy is protected on this site. We will
never reveal, sell, or submit your name, address, telephone numbers,
tax numbers, or e-mail address to any other vendors, real estate
agents, mortgage companies, or banks.
Equal Housing Lender.