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Privacy Policy

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American Home Lending USA is committed to respecting the privacy rights of all users of this web site ("web site"). The following policy describes how American Home Lending USA seeks to assure all users how it protects information provided or collected through this web site. What information does American Home Lending USA collect and how does American Home Lending USA use it? American Home Lending USA collects your personal financial information and other data that may enable a third party with access to such information to personally identify you, and which includes but is not limited to information you provide on a loan application and a credit report. This personal information is used solely by American Home Lending USA, and selected affiliated entities, for purposes of processing your loan and providing products and services of interest to you, and is not distributed or disclosed to non-affiliated third parties. To process your loan inquiry, American Home Lending USA will obtain a credit report. The information contained in the credit report is used solely for the purpose of analyzing your credit history, verifying the debt information you provide to us, and qualifying you for a loan.

How does American Home Lending USA protect your information?

All personal information that you input online is encrypted by the Secure Sockets Layer (SSL) system that establishes a secure connection between you and American Home Lending USA. Our Secure Socket Layer (SSL) is  the top commercially available encryption standards today. Transmissions between the web site and you are encrypted using public key cryptography algorithms with a minimum key size of 1024 bits. This technology requires a SSL-capable browser such as Internet Explorer 4.0 (or later), Netscape Navigator 4.0 (or later), or Firefox 1.0 (or later).  If your browser is not SSL capable, then this web site will not permit any data to be sent to our database.

Does American Home Lending USA use "cookies"?

Cookies are bits of electronic information that a web site can transfer to a user's hard drive to help tailor and keep records of a user's visit to a web site. Cookies allow web site operators to better customize web site visits to the user's individual preferences. The use of cookies is standard on the Internet and many major web sites use them. Although most web browsers automatically accept cookies, you can usually change browser settings to prevent or provide notification whenever a cookie is sent, thereby giving you the opportunity to decide whether or not to accept it. Even without accepting a cookie, you can still access most of the features on the web site. American Home Lending USA does not use cookies.

Does American Home Lending USA disclose the information it collects from its users to outside parties?

American Home Lending USA does not disclose any information collected from you to unaffiliated third parties. However, American Home Lending USA is affiliated with other companies, including, but not limited to, Greenpoint Mortgage, Countrywide Home Loans, Commonwealth United Mortgage, Long Beach Mortgage, Option One Mortgage, New Century Mortgage, Wells Fargo Home Loans, American Broker's Conduit, Sebring Capital, Argent Mortgage, Finance America, Novastar Mortgage, MILA and their respective subsidiaries and affiliates. Upon receipt of your personal information, American Home Lending USA may share the personal information about you, including information from your loan application, with its affiliates (but not unaffiliated third parties) in order to offer products and services of interest to you. If you would rather American Home Lending USA not share information about you with its affiliates, please e-mail us at info@americanhomelendingusa.com or write us at:

American Home Lending USA
230 South Buchanan Suite A
Edwardsville, IL 62025

Please make sure to include with your request your entire name, full address and social security number.

If you do not respond to this Privacy Policy Notice by e-mail or in writing as set forth in the above paragraph within thirty (30) days of providing personal information on the web site, the ability to opt out may no longer be available. Even if you elect to opt out in the manner set forth above, American Home Lending USA will be entitled to share with its affiliates your name, address, and information relating to its "transactions and experience" with you, as permitted or required by Federal law.

How does a user opt-out, remove, or modify information they have provided to American Home Lending USA?

After gathering any information from you, American Home Lending USA offers you the opportunity to remove certain personal information from our database so as not to receive future communications, or to no longer interact with the web site until you later chose to. American Home Lending USA additionally provides you the opportunity to update and modify any personal information you have previously provided. Please be advised that Federal and State regulations require American Home Lending USA to retain certain aggregate data about our customer base.

To send requests to either (i) opt out or no longer receive communications from this web site; and/or (ii) to view, edit, and revise personal information in our database, please send a request to info@americanhomelendingusa.com  or by U.S. mail to:

American Home Lending USA
230 South Buchanan Suite A
Edwardsville, IL 62025

After you have viewed and modified the personal information, you should send the revised version to the addresses listed in the preceding sentence so that your records can be correctly updated.

Third party links

In an attempt to provide increased value to our users, American Home Lending USA may choose various third party web sites to link to, from, and frame within, its own web site. However, even if the third party is affiliated with American Home Lending USA, American Home Lending USA has no control over these linked web sites, each of which is independent of this web site and may have separate privacy and data collection practices. American Home Lending USA has no responsibility or liability for these independent policies or actions, and is not responsible for the privacy practices or the content of such web sites. These linked web sites are only for your convenience, and you therefore access them at your own risk. Nonetheless, American Home Lending USA seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own web site, but for web sites it links to as well (including if a specific link does not work).

User consent, Questions

If American Home Lending USA decides to change its privacy policy, it will post those changes on this page so that you are always aware of what personal information American Home Lending USA collects, how American Home Lending USA uses that information, and under what circumstances American Home Lending USA discloses such information. Questions regarding this privacy policy should be directed to the web site coordinator at info@americanhomelendingusa.com or by U.S. mail to:

American Home Lending USA
230 South Buchanan Suite A
Edwardsville, IL 62025

American Home Lending USA welcomes your questions, comments, and concerns about its privacy policy. Please send us any and all feedback pertaining to this, or any other issue, at info@americanhomelendingusa.com, or by U.S. mail to:

American Home Lending USA
230 South Buchanan Suite A
Edwardsville, IL 62025

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Edwardsville & Glen Carbon Chamber of Commerce American Home Lending USA Real Estate Equal Housing Lender INC 500 Top Companies American Home Lending USA INC 500, Edwardsville Glen Carbon Chamber of Commerce, BBB, Equal 			Housing Lender, Greater Gateway Association of Realtors, Real Estate
Illinois Main Office
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
Florida Branch
620 Bypass Drive
Clearwater, FL 33764
Phone: (727) 400-3293
Fax: (314) 735-1250
Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935
St. Louis Branch
1430 Washington Ave, Ste 219
St. Louis, MO 63103
Phone: (314) 658-4534
Fax
: (314) 735-1250
Flowood, Mississippi
232 Martket Street, Suite 232
Flowood, MS 39232
Phone
: (601) 564-4500
Fax
: (601) 600-2526
Saltillo, Mississippi
3543 Tom Watson Drive
Saltillo, MS 38866
Phone
: (662) 762-4499
Fax
: (662) 796-0216

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AMERICAN HOME LENDING USA, LLC
230 S. Buchanan Street, Ste A
Edwardsville, IL 62025
(800) 965-0125 (618) 659-8500

NMLS corporate identifier: 71983 - Verify license status of all companies, branches and individuals at http://www.nmlsconsumeraccess.org

Alabama Consumer Credit License #21842; Arkansas Residential Mortgage Lending Act License #71983; Florida Mortgage Lender License #MLD906; Colorado Mortgage Lender License #71983; Georgia Mortgage Lender License #36496; Illinois Residential Mortgage Licensee MB.6760542; Maryland Residential Mortgage Lender Licensee 21919; Missouri Residential Mortgage Licensee 12-1661-A; Licensed by the Mississippi Department of Banking and Consumer Finance Licensed Mortgage Company #71983; Tennessee Mortgage License #117669; Not an agency of the federal government.  Mortgage rates subject to change without notice.  Other restrictions may apply.

Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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