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Required Documents

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  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

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Edwardsville & Glen Carbon Chamber of Commerce American Home Lending USA Real Estate Equal Housing Lender INC 500 Top Companies American Home Lending USA INC 500, Edwardsville Glen Carbon Chamber of Commerce, BBB, Equal 			Housing Lender, Greater Gateway Association of Realtors, Real Estate
 
Illinois Main Office
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
Florida Branch
620 Bypass Drive
Clearwater, FL 33764
Phone: (727) 400-3293
Fax: (314) 735-1250
Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935
St. Louis Branch
1430 Washington Ave, Ste 219
St. Louis, MO 63103
Phone: (314) 658-4534
Fax
: (314) 735-1250
Flowood, Mississippi
232 Martket Street, Suite 232
Flowood, MS 39232
Phone
: (601) 564-4500
Fax
: (601) 600-2526
Saltillo, Mississippi
3543 Tom Watson Drive
Saltillo, MS 38866
Phone
: (662) 762-4499
Fax
: (662) 796-0216

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AMERICAN HOME LENDING USA, LLC
230 S. Buchanan Street, Ste A
Edwardsville, IL 62025
(800) 965-0125 · (618) 659-8500

NMLS corporate identifier: 71983 - Verify license status of all companies, branches and individuals at http://www.nmlsconsumeraccess.org

Alabama Consumer Credit License #21842; Arkansas Residential Mortgage Lending Act License #71983; Florida Mortgage Lender License #MLD906; Colorado Mortgage Lender License #71983; Georgia Mortgage Lender License #36496; Illinois Residential Mortgage Licensee MB.6760542; Maryland Residential Mortgage Lender Licensee 21919; Missouri Residential Mortgage Licensee 12-1661-A; Licensed by the Mississippi Department of Banking and Consumer Finance Licensed Mortgage Company #71983; Tennessee Mortgage License #117669; Not an agency of the federal government.  Mortgage rates subject to change without notice.  Other restrictions may apply.

Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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