The Reverse Mortgage Specialists in the St. Louis Area


Important HECM Program Changes

The Department of Housing and Urban Development (HUD) announced that beginning April 1, 2013 reverse mortgage borrowers will no longer be able to get a fixed rate on Home Equity Conversion Mortgage (HECM) Standard reverse mortgages.

You may apply online or contact one of our licensed reverse mortgage specialists at 618-310-0091 or 800-965-0125.

No Monthly Service Fee Reverse Mortgage

You have come to the right place for a no service fee reverse mortgage.  Unlike other mortgage brokers, we do not charge service fees: This means more CASH in your pocket!

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Are You Eligible?

We will provide a consultation and tell you if you meet the initial qualifications for a reverse mortgage, how much you qualify for, and what loan terms you may qualify for.

  • Must be age 62 years or older
  • Must occupy property as primary residence
  • Participate in a mandatory counseling session
  • Maintain home with needed repairs, pay property taxes and insurance as required
What are the Costs and Benefits?

You can receive monthly payments, or a line of credit.  A reverse mortgage will allow you to occupy your primary residence without ever making a mortgage payment.  You must continue to pay all property related fees, taxes and insurance, live in the home as primary residence and maintain the home in good condition.

As with a consumer study done by AARP in 2007 and previous research for NRMLA conducted by Marttila Strategies in 2010, the overall level of satisfaction with the reverse mortgage experience amongst borrowers proved to be unusually high.


Find out how much you qualify for!  Simply complete the form below and a reverse mortgage specialist will contact you. There is absolutely no obligation.  Or feel free to call us at 618-310-0091 or toll-free 800-965-0125.
  • Turn equity into extra income
  • No monthly principal and interest payments
  • No Change in ownership - You keep the title
  • FHA-Insured
  • Typically does not affect Social Security or Medicare benefits
Contact Information   Property Information
First Name:  *   Address: *
Last Name:  * City: *
Phone:  * State:  *
E-mail:  * Zip: *
Borrower age:  * Home Value:  *
or Questions:
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Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone number, or email address to any other vendors, real estate agents, mortgage companies, or banks.

St. Louis BBB Accredited Business

For more information or to apply for a reverse mortgage, please call us at 800-965-0125 or 618-310-0091.

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Illinois Main Office
230 S Buchanan St, Ste A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
: (800) 771-6925
Florida Branch
620 Bypass Drive
Clearwater, FL 33764
Phone: (727) 400-3293
Fax: (314) 735-1250
Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935
St. Louis Branch
1430 Washington Ave, Ste 219
St. Louis, MO 63103
Phone: (314) 658-4534
: (314) 735-1250
Flowood, Mississippi
232 Martket Street, Suite 232
Flowood, MS 39232
: (601) 564-4500
: (601) 600-2526
Saltillo, Mississippi
3543 Tom Watson Drive
Saltillo, MS 38866
: (662) 762-4499
: (662) 796-0216

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230 S. Buchanan Street, Ste A
Edwardsville, IL 62025
(800) 965-0125 (618) 659-8500

NMLS corporate identifier: 71983 - Verify license status of all companies, branches and individuals at

Alabama Consumer Credit License #21842; Arkansas Residential Mortgage Lending Act License #71983; Florida Mortgage Lender License #MLD906; Colorado Mortgage Lender License #71983; Georgia Mortgage Lender License #36496; Illinois Residential Mortgage Licensee MB.6760542; Maryland Residential Mortgage Lender Licensee 21919; Missouri Residential Mortgage Licensee 12-1661-A; Licensed by the Mississippi Department of Banking and Consumer Finance Licensed Mortgage Company #71983; Tennessee Mortgage License #117669; Not an agency of the federal government.  Mortgage rates subject to change without notice.  Other restrictions may apply.

Privacy notice: Your privacy is protected on this site. We will never reveal, sell, or submit your name, address, telephone numbers, tax numbers, or e-mail address to any other vendors, real estate agents, mortgage companies, or banks.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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