The Reverse Mortgage Specialists in the St. Louis Area

 


Important HECM Program Changes

The Department of Housing and Urban Development (HUD) announced that beginning April 1, 2013 reverse mortgage borrowers will no longer be able to get a fixed rate on Home Equity Conversion Mortgage (HECM) Standard reverse mortgages.

You may apply online or contact one of our licensed reverse mortgage specialists at 618-310-0091 or 800-965-0125.

No Monthly Service Fee Reverse Mortgage

You have come to the right place for a no service fee reverse mortgage. Unlike other mortgage brokers, we do not charge service fees: This means more CASH in your pocket!

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Are You Eligible?

We will provide a consultation and tell you if you meet the initial qualifications for a reverse mortgage, how much you qualify for, and what loan terms you may qualify for.

  • Must be age 62 years or older
  • Must occupy property as primary residence
  • Participate in a mandatory counseling session
  • Maintain home with needed repairs, pay property taxes and insurance as required
What are the Costs and Benefits?

You can receive monthly payments, or a line of credit.  A reverse mortgage will allow you to occupy your primary residence without ever making a mortgage payment.  You must continue to pay all property related fees, taxes and insurance, live in the home as primary residence and maintain the home in good condition.

As with a consumer study done by AARP in 2007 and previous research for NRMLA conducted by Marttila Strategies in 2010, the overall level of satisfaction with the reverse mortgage experience amongst borrowers proved to be unusually high.

 


Reverse Mortgage Free Quote

Find out how much you qualify for!  Simply complete the form below and a reverse mortgage specialist will contact you. There is absolutely no obligation.  Or feel free to call us at 618-310-0091 or toll-free 800-965-0125.

  • Turn equity into extra income
  • No monthly principal and interest payments
  • No Change in ownership - You keep the title
  • FHA-Insured
  • Typically does not affect Social Security or Medicare benefits
 

St. Louis BBB Accredited Business

For more information or to apply for a reverse mortgage, please call us at 800-965-0125 or 618-310-0091.

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Illinois Corporate Office
240 S Buchanan St
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
Clearwater, Florida Branch
1727 Coachman Plaza Dr
Clearwater, FL 33759
Phone: (727) 400-3293
Fax: (314) 735-1250

Mobile, Alabama Branch
250 Congress St
Mobile, AL 36603
Phone: (251) 289-9404
Fax: (251) 545-4935

Dallas, Texas Branch
325 N. St Paul Street, Ste 3100
Dallas, TX 75201
Phone
: (214) 556-8080
Fax
: (800) 771-6925
St. Louis, Missouri Branch
1430 Washington Ave, Ste 219
St. Louis, MO 63103
Phone: (314) 658-4534
Fax
: (314) 735-1250

Saltillo, Mississippi Branch
3543 Tom Watson Drive
Saltillo, MS 38866
Phone
: (662) 762-4499
Fax
: (662) 796-0216

Hattiesburg, Mississippi Branch
2556 Old Highway 24
Hattiesburg, MS 39402
Phone
: (601) 941-5950
Fax
: (800) 771-6925

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American Home Lending USA, LLC. NMLS ID 71983 is an approved Equal Housing Lender.  To verify licensing please visit NMLS Consumer Access (www.nmlsconsumeraccess.org).  Mortgage rates and programs subject to change without notice.  All borrowers must qualify per program guidelines.  Other restrictions may apply. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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