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NO MINIMUM CREDIT SCORE REQUIRED! |
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No Appraisal VA Refinance Streamline
While most banks and lenders require a 640 minimum credit score, our VA IRRRL programs do not require a minimum credit score. If you've been turned down in the past from various lenders, you should apply with us. Our NO appraisal VA refinance program is a government backed mortgage loan for active duty and prior service veterans who already have an existing VA loan. It provides a fast, simple and hassle free way to refinance a current VA loan even if you owe more than your home is worth (underwater). This is just one of the many benefits of our VA program. Benefits:
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Why a No Appraisal VA Streamline Loan? It's simple ... $0 DOWN. NO APPRAISAL. NO OUT OF POCKET EXPENSES. LOWER RATE. LOWER PAYMENTS. SKIP 2 MORTGAGE PAYMENTS. No minimum credit score required on VA IRRRL Why do thousands of people using their VA Home Loan benefit every single month? Simply put... VA home loans are the best overall deal for 100% financing. Allow us to assist you in lowering your monthly payment, lower your interest rate, and purchase a home with $0 down. Purchase With No Money Down VA Home Loans are one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with no money down. Now more than ever, banks are requiring large down payments for conventional loans. In many cases, banks require 20% down, putting home ownership out of reach for many prospective home buyers. Lower Your Monthly Payment using your VA. American Home Lending USA offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value. Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment. |
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We
offer the best VA refinance program in the country because
unlike most banks and others lenders, there is NO
appraisal.
